By Karolina Tagaris and Deepa Babington ELEFSINA, Greece/ATHENS (Reuters) - Georgia Golemi, a pharmacy owner, plans to oppose international bailout terms in a Greek referendum on Sunday, while Michalis Fioravantes, a state-funded teacher, says he will vote for them. Greece's creditors say the reforms they are seeking should stabilise its finances by making it easier to do business and cutting back a public sector they consider too big a drain.