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Tuesday, March 18, 2014
Greece, and Now Ukraine: The Fallacy of Efficient Markets
17 Tips For Saving Time In The Morning
For many professionals, getting out the door in the mornings fed, dressed, and on time can seem like a constant battle.
A recent Today Show/AOL survey found that women spend an average of 55 minutes each morning on their appearance — or a total of 6.4 hours each week — while men spend a total of 4.5 hours a week getting ready.
How can you get out the door faster? Here are a few easy adjustments that will significantly shorten your morning routine:
The Night Before 1. Write the next day's to-do list.By planning out the following day, you can go to sleep with less on your mind and wake up on the right track.
2. Pack your bag.Don't spend the next morning scrambling to make sure you've got everything for work.
3. Make lunch.Preparing lunch the night before for yourself or your kids frees up your time. It's also good for your wallet, since going out for lunch every day costs you about ,000 each year.
4. Check the next day's forecast.Knowing the weather will help you prepare your clothes, as well as plan your commute. For example, if there's going to be a snow or rain storm the next morning, you should probably get out the door sooner than usual.
5. Pick your outfit.You can cut down a significant amount of preparing for the day if you wake up knowing what you're going to wear. (Don't save any ironing for the morning, either.)
6. Get to bed at the same time every night.By getting into a strict sleep schedule, you'll wake up feeling more refreshed and focused. Studies have shown that "better sleep is better than more sleep."
7. Prepare your coffeemaker.If you need a dose of caffeine in the morning, you're better off setting up the coffeemaker the night before and coordinating the brewing time with your alarm. A Keurig machine will save you even more time because it brews individual cups in under 30 seconds, and you can also set a time for it to turn on and warm up.
In The Morning 8. Lay off the "snooze" button.Any time you hit snooze and drift off, you're restarting your brain's sleep cycle, which will make you feel even groggier when you finally roll out of bed. If you consistently wake up tired, you may need to go to bed earlier.
9. Do some quick stretches.If you don't have time for a full-blown exercise routine, it's worth setting aside a moment for some easy stretches. You'll get your heart pumping faster and get the excess fluid out of your joints, ridding you of some lethargy.
10. Let the sun in.When light hits your eye in the morning, it taps into your brain's circadian rhythm and helps you wake up. Research suggests that the sun's orange light and the sky's blue light have a greater impact than the light bulbs in your ceiling.
11. Drink a cold glass of water.A glass of water first thing in the morning will give your metabolism a boost — and thus your energy level — without affecting your digestion. Some dietitians believe the energy used to process cold water enhances this effect.
12. Play some music.Not only can music improve your mood and energy level, but it can also serve as a way to track how much time has passed, especially if you use a playlist you made for the morning.
13. Ignore your phone, computer, and TV.If you're trying to save time, don't get caught up in emails, texts, or a TV show.
14. Set a strict time to leave the house.Determine a time to leave your home that has proven to get you to work early. Set an alarm if you have to.
15. Cut your personal-care products down to the essentials.Women, for example, can save time by using beauty products that multitask, like stick foundations that act as both concealer and foundation.
16. Have a fast, nutritious breakfast available.If you want optimal energy, then you need to eat breakfast. Foods like Greek yogurt, granola, and fruit are quick and nutritious, and you can take them along for your commute if you're running late.
17. Have set locations for things like your keys, bag, and coat.There's no need to spend 10 minutes hunting down your keys. Adding some order to your life will free you up each morning.
SEE ALSO: 13 Things You Should Do On Your Commute Instead Of Playing Candy Crush
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Poverty will become ever more entrenched in Britain if the government does not maintain social spending to protect the most vulnerable, the Organisation of Economic and Social Development has warned.
The Paris-based organisation said austerity measures and benefits cuts were more likely to hurt the poor in the UK than in most other OECD countries because its benefits system is more strongly targeted at low income groups. The pace of cuts will intensify between now and 2015, the OECD noted in its "society at a glance 2014" report.
A rise in youth unemployment and poverty in recent years also suggested the government needed to do more to help young people leaving education, the organisation said.
"The government has already implemented certain strategies for youth not in employment, education or training (NEET). Such programmes will need to be maintained and developed for the foreseeable future as high NEET rates persist."
All member countries were urged to take action to tackle rising inequality and social divisions. Angel GurrĂa, OECD secretary general, said: "The economic recovery alone will not be enough to heal the social divisions and help the hardest-hit bounce back. Governments need to put in place more effective social policies to help their citizens deal with future crises. They also need to avoid complacency and persevere in their reform efforts as the recovery takes hold."
There are 48 million people looking for work in OECD countries, 15 million more than in September 2007.
The number of people living in households without any income from work has doubled in Greece, Ireland and Spain since the onset of the crisis, and risen by 20% or more in Estonia, Italy, Latvia, Portugal, Slovenia and the United States. Poorer households have lost greater shares of their incomes than the better-off .
The OECD warned there was risk that as the UK government rolls out its Universal Credit scheme and efforts to "make work pay", policies to stabilise incomes, such as child and working tax credits, should be considered.
It added: "Experience from earlier recessions suggests that there is a risk that many families could remain partly or fully dependent on benefits for extended periods of time.
"Freezing or capping benefit levels and changing the way benefits are adjusted over time means that living standards of people more dependent on benefits will fall relative to the rest of the population. This might entrench poverty for families who depend on income support."
While overall unemployment rates in Britain have been lower in recent years compared with other crisis hit countries, Britain recorded the fourth biggest rise among OECD countries in the proportion of people forced to take part-time work when they would prefer to work more, and wages have fallen faster than in other countries, the OECD said.
Average annual household disposable incomes fell to £19,900 in the UK last year from a pre-crisis level of £20,400. Over the same period average disposable incomes were flat in both the European Union and OECD at $22,900 and $23,100 respectively.
Relative poverty rates have fallen in the UK however to 10% from 11.3%, but rose slightly in the EU and OECD.
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While the island of Aegina produces figs, olives, grain and some cotton, it is most known for its pistachio crop. You should be able to find these at your local Greek import store. If not, substitute regular pistachios. Serves 4 Ingredients: 1 cup quinoa, rinsed and drained 2 tablespoons lemon juice 1 tablespoon balsamic vinegar […]
The post Lenten Recipe 18: Quinoa with Scallions, Golden Raisins, and Aegina Pistachios appeared first on The National Herald.
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The post Priest Charged Of Fake Job Scheme appeared first on The National Herald.
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The post Manatos Explains the Misunderstood Profession of Lobbying appeared first on The National Herald.
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After seven months of gruelling negotiations, Greece has finally struck a deal with its troika of creditors to release more than €10bn in aid, prime minister Antonis Samaras has announced.
After marathon talks that in recent weeks have rarely ended before dawn, the EU, European Central Bank and International Monetary Fund agreed to release the money, much of which has been outstanding since September.
Samaras announced the agreement on Tuesday as he visited the finance ministry where it was formally signed. But in a move understood not to please the troika, he also said €500m would be distributed to the poorest members of Greek society.
Samaras told reporters: "The long negotiations with the troika have been successfully concluded. When others doubted the economy's achievements or even tried to thwart them, this government, united, went on [with the business of] seriously pursuing its mission, to get the country out of the crisis."
Listing what he described as the 21-month-old government's achievements to date – preventing Greece's exit from the eurozone, ending the country's prolonged recession and attaining a primary budget surplus "earlier than the [financial assistance programme] foresaw" – Samaras said the time had come when austerity-hit Greeks could finally take back what they had lost.
With a primary budget surplus – ie, before debt interest payments – to be formally announced by the Greek statistics agency in April, he pledged that his administration would now act on its promise to help those most affected by the crisis.
"With great satisfaction I can announce that more than €500m will immediately be given to over a million Greeks on the basis of income and property criteria. That is to say to the poorest, to those who have suffered the most, to those who are most in need and of course to those in uniform whose monthly salary is less than €1,500. Just as we had promised."
But the troika has made clear that it wants the extra cash to be used for growth and development.
The policies are expected to be included in an omnibus bill to be put to the parliament in the coming days. MPs are already digging in their heels.
"We can expect a little bit of Greek drama in the next week," said veteran commentator Giorgos Kyrtsos.
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